Bajaj Finserv: Vacancies for CA for Credit Role

Bajaj Finserv: Vacancies for CA for Credit Role

About the company: 

Bajaj Finserv is India’s most diversified NBFC. Get instant approval on loans and funds in account within 24 hours. Avail loans online conveniently at attractive

Job Description:   Duties and Responsibilities – Х The role of the Regional Credit Manager (RCM) will requires a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFLТs risk policies. The incumbent will be responsible for underwriting loans in their specific regions, which will mostly be pre-qualified / pre-approved by the Risk team, and require quick processing TATs, in the following businesses : 1. Professional Loans Monthly disbursements are expected to cross Rs.250 Cr in these businesses by September 2018. Thus each RCM and her / his team of Credit Managers is expected to process Rs.100 Cr of loan applications. Х This role reports to the National Credit Manager (hiring under progress), who will report to SCO, Sucheth Bharathan. 1. The regional coverage is all South states – Karnataka, Tamil Nadu, Andhra Pradesh and Kerala. Х Key Responsibilities: 1. Underwriting of Loans to SMEs, Self Employed & Salaried Professionals. 2. Leading a team of 5-7 Underwriters (ACMs / CMs) in to deliver turnaround time & quality benchmarks on service levels. The team size will grow as the above mentioned businesses scale up. 3. Drive ownership of internal processes & compliance with underwriting policies Support Business, Risk & Operations in meeting the long term goals of the respective businesses

Required Qualifications: 

Qualifications 1. Chartered Accountant / MBA 2. Maximum experience of 9 years in the financial services (lending) industry 3. Minimum experience of 6 years in the financial services (lending) industry. 4. Loan Underwriting (SMEs / High ticket unsecured / Mortgages) experience of minimum 4 years. Х Skills: 1. High process orientation 2. Good analytical skills 3. Positive attitude. 4. Good communication skills, with proficiency in English.

Location: Chennai


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